Second Chance Payday Loans

Second Chance Payday Loans Direct Lenders

Because you deserve a second chance Loans


Fast Online Instant Approvals


500,000 Customers


No Prepayment Fees


Flexible payments


Second Chance Payday Loans Comes with Bad Credit

If you have faced rejection from a traditional lender for a loan recently, then don’t get disheartened. Though it may seem strange, these second chance payday loans with bad credit are specially made to help you, even when you can no longer pay back your existing payday loans and have already been rejected by other traditional as well as third-party lenders. This process is quite quick compared to lending loans from traditional lenders because we have skipped the process of credit check. As soon as you apply for the loan, you get immediate approval, also, the requested cash is deposited into your bank account in 24 hours. You can easily apply to these loans while at home or office or elsewhere in this world. The only thing you need to have is an internet connection, and you are set to go ahead.

Loan Process Requirements

Obtain 2nd Chance Payday Loans from A Direct Lender

There are third-party lenders in the market who redirects you to the actual lenders, without you being knowing the fact. Due to this, you may have to pay a lot of other upfront charges than the ones mentioned in the contract and even a higher rate of interest. This is why you should be very cautious and always apply to these 2nd Chance Payday Loans from a direct lender, like us. We at CentralPayday, ensure you that all your personal information is secured with us and these are used solely for the purpose of verification. We have certain basic criteria that you must fulfil, like you should be an American citizen or resident, should not be below 18 years, etc. And a few other documents, for example, Social Security Number, Address proof, Income proof, Driver’s license, etc.

Second Chance Personal Loans with Bad Credit Is Advantageous

Second Chance Personal Loans can also be applied by bad credit holders without disturbing their existing credit score. We just check the borrower’s ability to repay the loan from your income proof, that is required to be submitted while applying. These loans have some unique features that make it advantageous over all kinds of regular loans. Let’s take a look on its summed up beneficial aspects below: –

  • Prompt Guaranteed approval
  • Easy repayments
  • Option of rollover
  • Flexible loan amounts between $200 to $1000
  • No credit check
  • Same day cash deposit
  • Speedy online application
  • Minimum eligibility criteria
  • No faxing or paperwork
  • No collateral
  • Competitive rates of interest

Obtaining a second chance loans online has now become easy for every borrower. Therefore, without much of thought, just apply for these Second Chance Personal Loans with bad credit right from your mobile or desktop, now!

Why wait for a next payday? CentralPayday gives you instant access to money. Apply for online payday loans from direct lenders only with no credit check and meet your unexpected financial needs easily.





4.9/5 and 1384 Reviews



“Finding the right help from the right lender made me feel being on a lucky streak. It happened so fast …………..I just could not believe but it happened. It happened that I got my loan to pay off my other emergency bills. ”

Haresha Clark.

“Your timely help for my untimely financial situation was beyond all my expectations. I thank you and your all-supportive staff for the much-needed assistance.”

Brittany Boyars.

“Seeing the wide bills used to scare me to death. Thank God……………..not any more! I am happy to say that I got the reliable source to pay my unexpected bills. ”

Yasmeen Brew.

“I am indebted to your prompt and kind help. I am being grateful for the monetary help. Thank you and God bless you.”

Xiuyan Ge.

Consumer Information


*THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements. This service is not available in New York or to New York borrowers due to interest rate limits under New York law.