Same Day Payday Loans

Quick Loans for All Credit Scores

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Applying Does NOT Affect Your Credit Score

Fast Online Instant Approvals

Fast Online
Instant Approvals

500,000 Customers


No Prepayment Fees

No Prepayment Fees

Flexible payments

Flexible payments

Easy Application, Fast Approval & Fast Funding

Same Day Payday Loans

Same day payday loans from Central Payday are designed to be in sync with the title – they’re easy to apply for and they provide fast approvals as well as fast funding. We accept all credit scores and provide loans on the basis of the eligible borrowers’ income.

What is a Same Day Payday Loan?

As the name suggests, a same day payday loan is a loan designed to credit funds within a single day. When choosing a quick loan like this however, one must keep in mind that a lot of factors add up to a loan approval and not all loans can safely be approved too soon. Loan approval may be delayed due to various reasons, but at Central Payday, we try to deliver funds to you at the earliest time we can, without compromising on safety.

Our loans are:

Does the Loan feature No Credit Checks?

Yes, indeed. A loan from Central Payday shall feature no hard credit checks. So, no extra time in loan approvals and no impact on your current credit rating or performance.

What’s more? No matter what your credit score is and no matter whether or not you’ve been rejected a loan elsewhere, one form Central Payday is never behind a closed door.

Can I Get Same Day Loans Online?

When you’re looking for a reliable solution offering a same day funding even if you have no history of use with the lender, the most dependable solutions today can be found online. We at Central Payday are a trusted name in online direct lending and when you choose us, you can avoid the need to step out looking for a store-based lender that’s also likely to be more expensive and less facilitated to transact swiftly.

Do You Legitimately Provide Loans with a Same Day Deposit?

Typically for the borrowers who apply during early business hours of a day and have all eligibility requirements in order, complete, clear and ready to submit for verifications, a loan with a same day deposit is indeed something we often deliver. Closer you can get your situation to this ideal, the likelier it is for yours to be as quick. Do keep in mind that sometimes however, one or more parts of the process may be delayed due to an external factor, and hence we currently do not promise a same day deposit of the loan.

How Bad a Credit Score is Accepted?

At Central Payday, all credit scores are accepted. As long as you have a stable monthly income of $1,000 or above that you can share accepted evidence for, you shall get a loan from us provided you meet our other eligibility requirements. So, no matter what your credit score is, feel free to apply for a loan from us.

How Can I Apply for a Same Day Payday Loan?

We have simplified the loan application process to make our loans easier for you. You can keep these ready before applying for a loan:

Once you hit the “Apply Now” button, you shall be directed to our convenient online loan application form that shall get you started!

Why wait for your next payday? Central Payday gives you fast access to money. Apply for a same day payday loan and get funded easily, today.


Consumer Information

*THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders, and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative, or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions, or concerns regarding your cash advance, please contact your lender directly.

Terms such as “guaranteed approval”, “same day loans”, “instant approval”, “bad credit ok”, “one hour deposit”, “instant deposit”, “no credit check”, “second chance loans” etc. are only indicative. Certain conditions, federal or state laws, and safety considerations may require the loan approval and/or disbursal process to deviate from what such terms may imply. All loan products are subject to various terms and conditions and parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and loan rejections. Some restrictions may apply.

Short-term loans and cash advances are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements. This service is not available in New York or to New York borrowers due to interest rate limits under New York law.