About Us


We Provide Legit Online Payday Loans for Bad Credit


Need a payday loans instantly for bad credit? We let you avail legitimate payday loans online with no credit check that give you quick cash up to $1000 with no faxing, no collateral and no hidden costs as well. CentralPayday is a trusted direct lender, well preferred by borrowers like you looking for legit payday loan companies because of our seamless process and low interest rates. If you have a stable income and authentic details, even without having a perfect credit, you can get an instant approval on a poor credit cash advance loan from us!

As a caring direct lender, we would like to inform you that our legitimate payday loans for bad credit are meant for short term only and must not be used on long term basis. Therefore, if you are looking for no credit check loans from direct lenders that offers extra money online no matter what, then get a loan with confidence from CentralPayday and pay back conveniently on your next payday.



Central Payday- A Legitimate Payday Loans Company

CentralPayday as a legit payday loans direct lender realizes that unexpected cash crunch requires instant approval money loan for you to deal with your financial problems effectively. Therefore, we play a pivotal role as a single lending source for short term loans for bad credit without involving any loan brokers or third party. Through our legit online loans service, we have helped thousands of bad credit borrowers in need of emergency cash and thus have gradually gathered an abundance of customer satisfaction to our credit. The potential advantages of getting money loans from Central Payday include:

  • We give an affordable financial solution for your poor credit loans requirement by approving your cash loan request fast even when traditional lenders would not approve
  • Our hassle free and faxless payday loan, alternative to bank loans for people with no credit make it suitable to borrow money online
  • We care about the privacy of your personal information. Hence, our lending platform for online loans with bad credit is completely safe and secure. We are a legitimate online payday loans with no credit check direct lender and do not sell your financial data to third parties or highest bidder
  • Our unsecured payday loans for personal use are collateral free and can be easily qualified without putting your home, car or other assets at risk. Even bad credit borrowers are eligible to apply
  • We promote transparent payday advance service and hence we mention our lending terms and loan rates clearly in the direct lender cash loan agreement. Besides, our no hidden costs loan policy coupled with reliable customer service makes us stand above the edge of other payday loans direct lenders
  • As a real low credit score loans online lender, we also help you keep your financial future strong and secure. Our CONSUMER INFORMATION section apart from assisting you in managing your instant cash needs smartly and responsibly, provides valuable and relevant payday loan information upfront

Qualifying for Easy Legit Payday Loans Is Simple


You need not have an outstanding credit score to qualify for our no broker payday loans online. However, you must be minimum 18 years old with a steady income to apply for quick loans same day with us. We consider your monthly income to determine the advance cash loan amount rather than your credit history. Also, an active bank account for direct deposit of cash, valid contact number, email address and ID proof are must to avail personal finance from us.

Therefore, if you need money now, you need not waste time searching for ‘loan places near me’. Simply apply for 24/7 legitimate payday loans online from CentralPayday, and get the loan amount deposited directly into your bank account within hours of approval.


Why wait for a next payday? CentralPayday gives you instant access to money. Apply for online payday loans from direct lenders only with no credit check and meet your unexpected financial needs easily.





4.9/5 and 1384 Reviews



“Finding the right help from the right lender made me feel being on a lucky streak. It happened so fast …………..I just could not believe but it happened. It happened that I got my loan to pay off my other emergency bills. ”

Haresha Clark.

“Your timely help for my untimely financial situation was beyond all my expectations. I thank you and your all-supportive staff for the much-needed assistance.”

Brittany Boyars.

“Seeing the wide bills used to scare me to death. Thank God……………..not any more! I am happy to say that I got the reliable source to pay my unexpected bills. ”

Yasmeen Brew.

“I am indebted to your prompt and kind help. I am being grateful for the monetary help. Thank you and God bless you.”

Xiuyan Ge.

Consumer Information


*THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements. This service is not available in New York or to New York borrowers due to interest rate limits under New York law.