Fast Payday Loans

Cash through a Streamlined Online Process

Apply Now

Applying Does NOT Affect Your Credit Score

Fast Online Instant Approvals

Fast Online
Instant Approvals

500,000 Customers


No Prepayment Fees

No Prepayment Fees

Flexible payments

Flexible payments

Quick Application, Quick Processing, Quick Funding

Fast Payday Loans

Payday loans from Central Payday are reputed as a quick and efficient solution for short-term financial needs. We offer a simplified solution that makes our fast payday loans suitable for many emergency needs, too. So, if you urgently need funds from a reliable lender, just choose us, and we shall get to work on ascertaining your loan eligibility and, after that, providing you with the funds you need when you apply for payday loans with fast approval.

What Makes This Payday Loan Fast?

Everything that leads to a payday loan being approved and deposited is designed to be fast and efficient at Central Payday. We have worked to ensure a lean and simple, fully online process of a loan application, and every stage after that it has been designed similarly to ensure you can genuinely get fast payday loans from us.

Our fast payday loans online feature these benefits:

What is the Process to Get a Fast Payday Loan Online?

A fast payday loan online that's hard to apply for is of little use. With Central Payday, the loan application complements our quick and friendly lending system – a short and simple online loan application is what it takes to get you started.

Once we receive these details, our team gets in touch with you and you can share the required documents to prove loan eligibility.

Eligible borrowers receive a fast payday loan offer that can be accepted directly online. After that, the funds are deposited into your account.

Do You Provide Fast Online Loans for Bad Credit?

Yes, indeed we do. Our fast online loans feature no hard credit checks and accept all credit scores, provided you have a stable source of income of $1,000 or above each month. So, as long as you meet our eligibility requirements, you can leave the worry of your credit scores behind as you apply for a fast payday loan online from us.

Can I Get Loans with the Same Day Approval and Deposits?

In most cases, our payday loans with fast approval do pay out within a day. However, promising that is something we cannot do – after all; loans can only be safe when the necessary verifications and checks are done, some of which can take more time than expected once in a while. You can, however, play a role in making your loan quicker by:

Apply for a Fast Payday Loan

Applying for a fast payday loan for bad credit is very simple when you choose Central Payday. Even if you have bad credit, our fast payday loans with no credit check can get you the funds without the worry of an imperfect credit history. We shall need these details/documents to assess your loan eligibility:

Once you hit the “Apply Now” button, you will be directed to our convenient and fully online loan application form, which will get you started!

Why wait for your next payday? CentralPayday gives you instant access to the funds you need. Apply for a fast payday loan and get your funds through a simple and quick online process.


Consumer Information

*THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders, and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative, or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions, or concerns regarding your cash advance, please contact your lender directly.

Terms such as “guaranteed approval”, “same day loans”, “instant approval”, “bad credit ok”, “one hour deposit”, “instant deposit”, “no credit check”, “second chance loans” etc. are only indicative. Certain conditions, federal or state laws, and safety considerations may require the loan approval and/or disbursal process to deviate from what such terms may imply. All loan products are subject to various terms and conditions and parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and loan rejections. Some restrictions may apply.

CentralPayday is not a lender and does not make any lending or credit decisions. Loans up to $5,000 are available from our connected direct lenders. However, not all lenders can provide you with that amount. Not all states are eligible for our service. Receiving a loan offer is not guaranteed if you submit a loan request through Central Payday.

Short-term loans and cash advances are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements. This service is not available in New York or to New York borrowers due to interest rate limits under New York law.