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Easy and fast cash for every borrower

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Applying Does NOT Affect Your Credit Score

Fast Online Instant Approvals

Fast Online
Instant Approvals

500,000 Customers


No Prepayment Fees

No Prepayment Fees

Flexible payments

Flexible payments

Now Avail Easy Payday Loans Over The Phone

Loan by Phone

Be it a car repair fee, an unexpected medical treatment fee, an education fee or any other expense, now get a cover for every unforeseen expense without disturbing your financial planning. Apply to our payday loans over the phone and free yourself from all financial worries. As per the convenience of our customers, this entire process has been made even simpler where you just need to fill up an online application form that hardly takes 5 minutes, we will call you back and discuss the detailed terms and conditions of the loan. And, understanding your financial emergencies we provide you with an instant approval.

Get Loans by Phone with No Credit Check

Following the financial crisis of 2008, banks have imposed a lot of stern rules on sanctioning the loans. As a result, an individual has to undergo a lot of credit checks, slowing down the pace of the complete loan process. Therefore, obtaining a loan from traditional lenders is not suitable when you are in urgent need of cash. To cover the shortcoming of this system, we have cut down the element of credit check from the entire procedure. Meaning, these personal loans over the phone come without credit check. The process neither includes faxing nor any kind of paperwork. Also, we will not add on to your stress by letting you stand in lines to wait for your turn. Since you are applying for the loans by phone, being a direct lender, we assure you that all your details are safe and confidential with us.

Apply for a Loan over the Phone with Bad Credit

When there is no credit check, there is a scope for bad credit holders to avail the loans in spite of having a dark credit past. Consequently, there is an assured loan for every borrower who fulfils all our easy eligibility criteria. As we don’t fetch your credit history, these loans will not affect your credit score either. So, whenever you are in dire need of money, just apply for payday loan over the phone and receive the cash in a day’s time. Below are some of the very general documents that you will be required while filling up the application form.

Apply for this loan today to get all your short term cash requirements fulfilled. Be pocket filled every day!

Why wait for a next payday? CentralPayday gives you instant access to money. Apply for online payday loans from direct lenders only with no credit check and meet your unexpected financial needs easily.

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Consumer Information

*THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements. This service is not available in New York or to New York borrowers due to interest rate limits under New York law.