Loan by Phone

Apply for Loan by Phone

Easy and fast cash for every borrower

Fast Online Instant Approvals

500,000 Customers

No Prepayment Fees

Flexible payments

Now Avail Easy Payday Loans Over The Phone

Be it a car repair fee, an unexpected medical treatment fee, an education fee or any other expense, now get a cover for every unforeseen expense without disturbing your financial planning. Apply to our payday loans over the phone and free yourself from all financial worries. As per the convenience of our customers, this entire process has been made even simpler where you just need to fill up an online application form that hardly takes 5 minutes, we will call you back and discuss the detailed terms and conditions of the loan. And, understanding your financial emergencies we provide you with an instant approval.

Loan Process Requirements

Get Loans Over the Phone with No Credit Check

Following the financial crisis of 2008, banks have imposed a lot of stern rules on sanctioning the loans. As a result, an individual has to undergo a lot of credit checks, slowing down the pace of the complete loan process. Therefore, obtaining a loan from traditional lenders is not suitable when you are in urgent need of cash. To cover the shortcoming of this system, we have cut down the element of credit check from the entire procedure. Meaning, these personal loans over the phone come without credit check. The process neither includes faxing nor any kind of paperwork. Also, we will not add on to your stress by letting you stand in lines to wait for your turn. Since you are applying for the loans by phone, being a direct lender, we assure you that all your details are safe and confidential with us.

Apply for a Loan Over the Phone with Bad Credit

When there is no credit check, there is a scope for bad credit holders to avail the loans in spite of having a dark credit past. Consequently, there is an assured loan for every borrower who fulfils all our easy eligibility criteria. As we don’t fetch your credit history, these loans will not affect your credit score either. So, whenever you are in dire need of money, just apply for payday loan over the phone and receive the cash in a day’s time.

Below are some of the very general documents that you will be required while filling up the application form.

  • Social Security Number (SSN)
  • Age should not be more than 18 years
  • Valid email address
  • Valid home address & contact number
  • Driver’s license
  • Paystub or Proof of Income
  • An active bank account where we can deposit your loan amount

Apply for this loan today to get all your short term cash requirements fulfilled. Be pocket filled every day!

Why wait for a next payday? Central Payday gives you instant access to money. Apply for online payday loans from direct lenders only with no credit check and meet your unexpected financial needs easily.



4.9/5 and 1384 Reviews


“Finding the right help from the right lender made me feel being on a lucky streak. It happened so fast …………..I just could not believe but it happened. It happened that I got my loan to pay off my other emergency bills. ”

Haresha Clark.

“Your timely help for my untimely financial situation was beyond all my expectations. I thank you and your all-supportive staff for the much-needed assistance.”

Brittany Boyars.

“Seeing the wide bills used to scare me to death. Thank God……………..not any more! I am happy to say that I got the reliable source to pay my unexpected bills. ”

Yasmeen Brew.

“I am indebted to your prompt and kind help. I am being grateful for the monetary help. Thank you and God bless you.”

Xiuyan Ge.

Consumer Information

*THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements. This service is not available in New York or to New York borrowers due to interest rate limits under New York law.