Getting a loan over the phone was never this easy before. Today, by simply connecting with our team and sharing a few details over a phone call and the necessary documents in any mode that you prefer, we can get you a loan by phone online that's quick and reliable. We go a step ahead to make the loan transaction private and easy to qualify for – our loans over the phone come with no credit checks, even if you have a bad credit score. This way, you can get a loan no matter what your credit score is, and at the same time, the loan by phone online doesn't affect your current credit performance.
By choosing CentralPayday as your lender, you will never need to use paperwork or faxing for loans over the phone. Our loans by phone can be applied on the call, and if you wish, you can send in the documentation required from your mobile device directly to us when asked.
Our loans by phone with no credit check offer other valuable benefits too:
With us, you can easily get payday loans by phone or online. Online loans are the most recommended choice as, in both cases, the submission of the documents we need would have to be done online – either using a mobile device or a computer. However, the working of both options is essentially the same. We provide both options mainly to make it easier to suit the preferences of more customers.
Payday loans by work are easy to apply for and hence are in demand. With trusted online lenders like CentralPayday, you can just call and get a loan by giving your basic details. You can submit your details through a phone call or by filling out our simple online application form. Once you do that, we will get back to you with a decision on your profile and discuss the terms of the loan. On agreement to the loan terms, you get your loan disbursed within the same day or the next day.
Yes, certain operations within our business run 24 hours. To apply during off-business hours, simply use our online system to apply for loans by phone in 1 hour. However, do keep in mind that loan approvals often need certain partnered services to function, and not all partners have 24/7 operations. On working days, you can get instant approval and funding on the same day of loan approval.
When you know of a requirement for a loan, keep in mind that while we work to give you quick service, not every loan can be approved overnight or over weekends.
Applying for a payday or an installment loan over the phone is a simple task when you choose Central Payday. We will require the following details/documents to assess your loan eligibility:
Once you connect with us, you will be asked to share these details so you can keep them handy. You can apply for our payday loans by phone without a credit check, even if you have a bad credit score.
Why wait for your next payday? Central Payday gives you instant access to the funds you need. Apply for a loan by phone and get served conveniently.
*THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders, and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative, or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions, or concerns regarding your cash advance, please contact your lender directly.
Terms such as “guaranteed approval”, “same day loans”, “instant approval”, “bad credit ok”, “one hour deposit”, “instant deposit”, “no credit check”, “second chance loans” etc. are only indicative. Certain conditions, federal or state laws, and safety considerations may require the loan approval and/or disbursal process to deviate from what such terms may imply. All loan products are subject to various terms and conditions and parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and loan rejections. Some restrictions may apply.
CentralPayday is not a lender and does not make any lending or credit decisions. Loans up to $5,000 are available from our connected direct lenders. However, not all lenders can provide you with that amount. Not all states are eligible for our service. Receiving a loan offer is not guaranteed if you submit a loan request through Central Payday.
Short-term loans and cash advances are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements. This service is not available in New York or to New York borrowers due to interest rate limits under New York law.