CENTRAL PAYDAY
Being Central To All Your Fundamental Financial Needs.
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Longing for someone to understand your financial emergency?

As your direct payday loan lender online, we understand the stress that accompanies unexpected expenses like vehicle repairs, medical emergencies, or larger-than-expected bills. That is why we provide you with small, short-term Cash Advance loans to meet your needs.

  • Traditional lenders like banks may only offer larger loans, saddling you with more debt than you need; and if your credit is poor, they may not offer anything at all.
  • Credit cards are another option for those who need an online payday loan; but these loans can lower your credit score and leave you with higher interest rates.
  • When you apply for a faxless fast cash loan from a direct payday lender such as Central Payday, you get only the money you need; and since you pay it off in full by the end of the month, your credit score remains unaffected.

Apply for a cash advance loan today, and get paid in cash tomorrow

At Central Payday, getting a loan is always easy - even when life gets tough. Not only will you beat the clock for bills or emergency expenses - you can also skip to the front of the line by applying over the Internet. Moreover, you will never have to make a separate trip to pick up your cash and take it to the bank. We will deposit it directly into your account, immediately.

Consumer Notice: A payday advance is a small, short-term loan intended to cover a borrower's expenses until their next payday. Payday advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory assistance. Consumers are encouraged to learn more about the risks involved with payday advances, local laws and regulations that may apply to payday advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: This website does not constitute an offer or solicitation to lend. CentralPayday.com is not a lender, does not broker loans, and does not make loan or credit decisions. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. CentralPayday.com provides a service only and is not acting as a representative, agent or correspondent for any service provider or lender. CentralPayday.com's aim is to inform users of possible lenders who may be able to satisfy the needs of a particular consumer. CentralPayday.com does not endorse any particular service provider, lender or loan product. You are under no obligation to use CentralPayday.com's service to initiate contact, or apply for credit or any loan product with any lender or service provider. Lenders or service providers will typically not perform credit checks with the three major credit reporting bureaus (Equifax, Experian and TransUnion). However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some lenders or service providers, in certain circumstances. You will not be charged any fees to use CentralPayday.com's service. Learn more by reading our Rates & Fees section. To change your communication preferences for this website or to submit a comment or question you can contact us.

Availability: Residents of some states may not be eligible for a payday advance based upon lender requirements. CentralPayday.com does not guarantee that completing an inquiry form will result in your being matched with a service provider or lender, being offered a loan product with satisfactory terms or rates, or getting a loan from a service provider or lender.

Our Cash Loan Features


Faxless Application Quick Approval Completely Online
Fast Processing No Credit Checking Totally Confidential
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Finding the right help from the right lender made me feel being on a lucky streak. It happened so fast ..............I just could not believe but it happened. It happened that I got my loan to pay off my other emergency bills.


- Haresha Clark.
Consumer Information
This service and website is an invitation to send us a loan application, not an offer to make a loan. If we approve your loan, the funds will be disbursed to your our account directly. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state. ****Loans are NOT available to residents of Arizona, Colorado, Georgia, Kansas, Massachusetts, Minnesota, New York, New Hampshire, Oregon, Pennsylvania, Washington, West Virginia, Puerto Rico****