Fast Online Instant Approvals

Fast Online
Instant Approvals

500,000 Customers


No Prepayment Fees

No Prepayment Fee

Flexible payments

Flexible payments

To Get a Grip on Your Finance

Follow a Quick & Transparent Process:

Free Online Application

Apply for a loan in
minutes-24/7 accessibility

Instant Loan Approval

Get your guaranteed payday loan
decision with no credit checks

Get a $1000 Quick Loan

Direct deposit of cash on the same
day in your account

Guaranteed Online Payday Loans for ALL with No Credit Check!


Facing Unexpected expenses but your pay check is long to come? On top of that you have imperfect credit? Finding no credit check payday loans with instant approval from a direct lender can often be tricky. But don’t stress yourself out! CentralPayday offers guaranteed online payday loans with no credit check to bad credit borrowers as well! Our verification process for payday loans involves no third party, no faxing and no teletrack. We just do not want to deal with a heap of paperwork and neither do we want you to wait. As long as your present income status indicates that you are capable of paying back the cash loan, you are welcome to apply for a cash advance online from this direct lender only with authentic details!

Our payday loans with no credit checks and guaranteed instant approvals can be used to pay for vehicle repairs, medical care, home improvements, larger-than expected utility bills, food and groceries, etc. There is no condition on how you can spend the loan amount. Unlike other direct lenders, we also provide more cash with our bad credit payday loans. Our no fax fast cash advance online offers cash up to $1,000 depending primarily upon your income status.

Why Direct Lender Online Payday Loans Are Better Than Traditional Personal Loans

Direct Lender Online Payday Loans

In times of financial crisis, many borrowers turn to traditional lenders for their personal loan needs. However, there are downsides of taking loans from traditional lenders that include:

  • Their process is usually complicated and includes heavy paperwork; the personal loan requirements are strict; the loan approval takes longer than usual and involves credit checks. However, with our no fax, and no credit check payday loans; you get the cash fast, right when you need it the most.
  • Vesting offices, getting limited funding (after a long wait), even pledging an asset for a secured personal loan at times is not unusual while borrowing from conventional financers. However, with online payday loans direct lenders, you can apply only for the required amount of money, regardless of your credit score. Besides, you get guaranteed approval immediately!
  • Some traditional lenders also provide credit cards as an option, as opposed to payday cash advance. However, these can lower your credit score and leave you with higher interest rates. CentralPayday offers smarter alternatives to credit cards called instant cash loans online. Applying for our direct payday loans does not impact your credit score.

Advantages of Bad Credit Payday Loans

Why wait for a next payday? CentralPayday gives you instant access to money. Apply for online payday loans from direct lenders only with no credit check and meet your unexpected financial needs easily.

Apply with CentralPayday and Get Guaranteed Payday Loans No Matter What from Direct Lender

At CentralPayday, getting a guaranteed cash advance from direct lenders for bad credit is always easy, quick and convenient – even when life gets tough. As a direct payday lender with no brokers involved, we provide small short term online loans against your next paycheck over a 100% safe and secure lending platform.

Just access the online cash loan application form and provide your basic information such as name, contact number and banking details along with the amount you require. It takes just three minutes to apply and the loan decision is immediate. However, you are required to meet the basic no credit check loan eligibility criteria in order to qualify. Bad credit is not an issue to avail fast payday loans from us. If approved, we will deposit the cash directly into your checking account, the next business day.

In addition, our direct lender payday loans with no credit checks are automatic with the loan amount and finance charges being debited electronically from your account on the scheduled payment date. In case you fail to pay off the loan on the agreed date, contact our customer care team to request for an extension/rollover. Our interest rates are competitive and there is no prepayment penalty even if you pay well before the due date!

Since Options Define Flexibility

We have more than one ways of funding and repayment