CENTRAL PAYDAY
Being Central To All Your Fundamental Financial Needs.
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Longing for someone to understand your financial emergency?

As your direct payday loan lender online, we understand the stress that accompanies unexpected expenses like vehicle repairs, medical emergencies, or larger-than-expected bills. That is why we provide you with small, short-term Cash Advance loans to meet your needs.

  • Traditional lenders like banks may only offer larger loans, saddling you with more debt than you need; and if your credit is poor, they may not offer anything at all.
  • Credit cards are another option for those who need an online payday loan; but these loans can lower your credit score and leave you with higher interest rates.
  • When you apply for a faxless fast cash loan from a direct payday lender such as Central Payday, you get only the money you need; and since you pay it off in full by the end of the month, your credit score remains unaffected.

Apply for a cash advance loan today, and get paid in cash tomorrow

At Central Payday, getting a loan is always easy - even when life gets tough. Not only will you beat the clock for bills or emergency expenses - you can also skip to the front of the line by applying over the Internet. Moreover, you will never have to make a separate trip to pick up your cash and take it to the bank. We will deposit it directly into your account, immediately.

Our Cash Loan Features


Faxless Application Quick Approval Completely Online
Fast Processing No Credit Checking Totally Confidential
24/7 Service    


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Finding the right help from the right lender made me feel being on a lucky streak. It happened so fast ..............I just could not believe but it happened. It happened that I got my loan to pay off my other emergency bills.


- Haresha Clark.
Consumer Information
This service and website is an invitation to send us a loan application, not an offer to make a loan. If we approve your loan, the funds will be disbursed to your our account directly. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state. ****Loans are NOT available to residents of Arizona, Colorado, Georgia, Kansas, Massachusetts, Minnesota, New York, Oregon, Pennsylvania, Washington, West Virginia, Puerto Rico****